services

We evaluate your financial goals and help you further define and refine them. We consult on all aspects of your financial health including, retirement and education savings, debt reduction, risk management, investment strategies, and estate planning. As an independent financial consultant, you can be confident that the advice we give is in no way tainted by back-door commissions, kickbacks, or any other form of sales-based compensation. We are your advocate through and through.

Financial planning

Find peace of mind with a plan.

Sometimes the hardest part is knowing where you stand financially! You've saved a bit. You've paid off some debt. So where does that leave you? Are you on track for a worry-free retirement? Have you saved for your children's education? Do you have the right type of insurance coverage? Should you be making changes to other areas of your financial life?

Whether you have one question or many, we're here to help! We provide an INDEPENDENT ANALYSIS of your complete financial profile including retirement and education savings, debt management, net worth computation, risk assessment, and tax-related planning issues.

Many so-called "financial planners" are simply salespeople pushing the products they've been retained to sell. As such, they are incentivized to promote products that provide them with the highest commissions but may not be in their clients' best interest. This practice is far more widespread than you might think.

This is why an independent analysis is so important! Because, unlike other advisors, we have absolutely no reason to suggest any course of action that isn't in our clients' best interest. In fact, as a fee-only firm, we receive no form of compensation from any outside sources. And as a Certified Financial Planner, we have a fiduciary responsibility to do what is in our clients’ best interest. No strings attached.